News

A hardship withdrawal is a one-time withdrawal from your 401(k) for an “immediate and heavy financial need,” according to the ...
Medical bills have a way of showing up when you least expect them — and for millions of Americans, they’re becoming a ...
A Reddit poster has indicated that she stopped her 401(k) contributions temporarily in order to bulk up her emergency fund.
It may be tempting to tap into your 401 (k), especially if you still have a few decades to go before retirement. But should ...
The stock slump has hit 401(k)s hard in recent days. But even without a company match, contributing to a 401(k) can still be ...
Another financial factor to consider before you decide to max out your 401(k) early is whether you have an adequate emergency fund. An emergency fund can help keep you in good financial standing ...
Even if you've been through a stock market downturn before, it can be very difficult to sit back and watch your portfolio ...
401(k) loans are not to be confused with 401(k ... If you don't have an emergency fund, you might consider turning to other non-retirement savings you have stashed away.
And maybe you’ve already run through your emergency savings. I'm 49 years old and have nothing saved for retirement — what ...
A Reddit user has paused her 401(k) contributions to grow her emergency fund. She already has $65,000 saved for emergencies, but wants $80K as she’s worried they only have enough to cover 10 ...
But should you? More Americans are treating their 401(k) retirement savings like an emergency fund. That’s according to a preview of Vanguard’s How America Saves 2025 report, which says that 4 ...