The company bases your loan terms on your credit score, credit history and other factors. Debt consolidation loans at Upgrade are subject to an origination fee of 1.85% to 9.99%. APRs range from 7 ...

We looked at companies’ costs, transparency, breadth of services, customer support and reputation to select our top picks.

anonymized offer data from users who pre-qualified through NerdWallet from February 1, 2025, through February 28, 2025, and chose credit card consolidation or debt consolidation as their loan purpose.

A DFW-based construction company overcame financial hardship and expanded operations through a strategic debt consolidation ...

Credit card balances have climbed to a record-breaking $1.17 trillion ... including debt consolidation programs and settlement options with creditors. The best debt relief companies offer ...

Alternatives to debt consolidation and bankruptcy The No. 1 alternative to debt consolidation and bankruptcy is negotiating with creditors. Debt consolidation and bankruptcy are often considered ...

Consolidating your debts will also streamline your payments. Instead of paying several debts down each month, you'll have ...

Debt consolidation can help some borrowers pay off debt faster by combining their debts, simplifying their monthly payments, and even saving money on interest.

1. Consolidate your debt with a personal ... but can be a way to navigate debt and have support — at a price. "There are debt consolidation companies out there. They promise to negotiate your ...

The best debt consolidation loans are from LightStream ... including large online companies like SoFi, big banks like Wells Fargo, and peer-to-peer lenders like Upstart. 660 Data Points Analyzed ...