Savings yields can fluctuate regularly, but they are most likely to significantly change when the Federal Reserve announces a cut or increase of its benchmark rate. Today's High-Yield Savings Rates for August 11, 2025: Up to 4.60%

That’s good news for savers, as HYSA rates are expected to stay elevated in the wake of the Fed’s recent decision. Top-notch yields remain firmly above four percent, with many banks continuing to offer standout yields on no-fee accounts.

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago.