On October 12th, the NAIC Life Insurance and Annuity (A) Committee’s Indexed Universal Life (IUL) Illustration (A) Subgroup (IUL Subgroup) exposed for comment four options to amend Actuarial ...

Indexed universal life insurance is a lot like universal ... Make sure that the illustrations that are shown to you reflect a realistic rate of return. If they assume a 7% annual return, you ...

But is change needed to help indexed universal life insurance evolve into a more responsible life insurance product? Many insurance professionals say yes and point to illustrations, participation ...

“But indexed universal life would not be increasing in popularity ... insurance agents often use optimistic projections, or “illustrations,” to show the gains these policies can earn ...

Past Performance Isn’t Indicative of Future Results FIA illustrations—and indexed universal life illustrations, for that matter—use historical returns to project the future. According to the ...

Everywhere you turn, somebody is probably trying to sell you indexed universal life insurance — financial advisers, TikTok influencers, news channel commercials and even your company’s ...

Indexed universal life (IUL) insurance ties cash value growth ... If you’re thinking of buying an IUL policy, check the policy illustration for the projections of cash value and other numbers ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can ...

Deciding on a life insurance program can be one of the most important decisions that an adult makes and one type that many find themselves considering Indexed Universal Life Insurance (IUL ...

Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...

Equity-indexed universal life insurance is a permanent life insurance policy. Because cash value accumulation in the policy is tied to the stock market, it’s considered a more advanced insurance ...