Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Risk assessments only work if they help advisors understand their clients’ true appetite for risk and then match them to appropriate investments. But with an unreliable risk profiler and ...

CD account strategies can help you maximize returns and achieve financial goals but which makes the most sense now?

A CD ladder is a savings strategy designed to ... with the same access to your money. Higher-risk investments. Stocks, index funds and mutual funds average higher returns than CDs, though with ...

Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then ...

Or, you could use a mélange of BulletShares investment-grade, target-maturity corporate ETFs dated 2025 through 2029 for an average 5.3% — less than a BBB ladder due to its A and AA holdings.

With a CD ladder, you split your total deposit ... accounts do not pay as much interest as other investment options. CDs are safe, low-risk places to keep savings, so even a substantial minimum ...

This investment option has captured the attention ... "The biggest drawback to CD ladders is liquidity. You risk that you may need the money before the CD matures, and you will pay penalty fees ...