It cost 3,100 yuan in commission charges, but Ms. Shi figured she could make that back by putting her savings into a Chinese investment product. "It makes more sense to keep the money in hand ...

A picture of geriatric nostalgia—until you meet Ms Shi and Mr Zhou ... and Mr Zhous online—and take a bigger slice of the 7trn yuan ($1trn) that Chinese seniors are expected to spend on ...