After all, every life insurance company claims that it offers low rates, but once you get into the process, you discover that the premiums are higher than you expected. Benzinga reviewed Banner ...

Banner Life Insurance is a strong choice for term and universal life ... The policy’s cash value is the amount of money you would receive if you surrendered. It can be borrowed against or withdrawn.

Since 1982, Banner Life has been an acting subsidiary of Legal & General America. The company underwrites term and universal life insurance policies in 49 states and the District of Columbia.

Banner Life earned 4.5 stars out of 5 for overall performance, thanks to its financial strength and low volume of consumer complaints. The company also stands out for its 35- and 40-year term ...