a Monterey resident who has spent most of his life in the area. True recounted his experience during the 1997 flood and how it impacted the community. "In the 1997 flood, I boated through the town ...

Overnight, Cedar Creek, which flows into the Kentucky River, rose above the bridge into Monterey, cutting off access. The town – population, 112 – had its last major flood on March 3 ...