Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

2. Get a credit card debt consolidation loan. Who it’s best for: Borrowers with good to excellent credit that need more time to pay off their debt. If you’re researching how to pay off credit ...

Consolidating debt can save money and time. To help you take advantage of debt consolidation, we walk through 7 easy ways to consolidate your credit card debt.

Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards. Many, or all, of the products featured on this page are from our advertising partners ...

For example, if you have a balance of $10,000 on a card with a 20% APR and you want to pay off that debt in 15 months, you'd have to pay $759 every month – and a total of $1,385 in interest.

How to consolidate credit card debt without hurting your credit ... You will need to have enough equity in your home to support the loan, which is typically 15% to 20% of your home’s value.

So, if you're trying to consolidate a hefty amount of credit card debt with a balance transfer, you may have a tough time getting approved for the credit limit you need.

"Before considering any credit card consolidation method, you need to work on paying down your debt," says Jay Zigmont, Ph.D., CFP® professional and founder of Live, Learn, Plan, a registered ...

When you consolidate high-interest debt with a personal loan that has a lower rate, you can save a considerable amount of ...

Credit card consolidation allows you to merge multiple credit card balances into a single, manageable monthly payment. The most common methods of consolidating credit card debt are balance ...