Retirement planning is about more than saving money. It also requires a thoughtful approach to organizing your assets in a way that minimizes tax liabilities. And an important aspect of that process ...

Investment purchases in Roth IRA accounts are made with after-tax dollars, but qualified withdrawals are tax-free in retirement. Of non-retirement-related investments, government-backed securities ...

Self-directed IRAs and non-recourse loans open doors to real estate investing without the restrictions of traditional ...

However, the retirees with the most flexibility also use taxable or non-retirement accounts. These accounts carry an array of labels: joint account, individual account, taxable account ...

A traditional IRA (short for “individual retirement account”) is a tax-advantaged ... For example, there are penalties for non-medical withdrawals before age 65. Individuals aged 65 and ...

Paid non-client promotion ... standard IRS regulations on premature distributions from employer-backed retirement accounts before reaching 59 1/2. To discourage people from prematurely using ...