By understanding these four dos and don'ts now, credit card users can position themselves for long-term success.

The news released this May that credit card debt balances were declining appeared to be positive on the surface. Certainly, a ...

MinLaw has proposed new laws to curb abuses of the Debt Repayment Scheme by consultancy firms that encourage individuals to ...

Ways to consolidate debt Debt consolidation loan: These loans, usually from an online lender, credit union or bank, provide a large amount of money to pay off multiple debts at once, leaving you ...

You can find debt consolidation loans at banks, credit unions and online lenders. Banks typically offer the lowest interest rates on debt consolidation loans, but you may need good or excellent ...

Fast Track Debt Relief offers debt settlement and debt consolidation services. The company negotiates with creditors to lower the total debt owed and settle on behalf of clients. It also offers ...

If debt consolidation seems like the best approach, start comparing loan options, terms and rates. Then, apply online for your debt consolidation loan, providing the requested personal and ...

Lenders prefer to see a DTI under 36%. Debt consolidation loans are offered by banks, credit unions and online lenders, and it's a good idea to explore each of those options. "Traditional banks ...

There are many free online tools and debt consolidation calculators that allow you to type in your financial information (credit score, debt balances, interest rates, etc.) and see what interest ...

According to financial planner Kyle McBrien, who works at Betterment, an online financial advice company, “Debt consolidation can be a helpful tool for consumers looking to overcome debt ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you use it to pay off credit cards?

These personal loans are typically available through traditional banks and credit unions, but there are a number of online lenders that also specialize in debt consolidation loans. To identify the ...