On Friday, the credit agency Moody’s downgraded the US rating by one notch to Aa1 (equivalent to AA+). By now, you’ve probably read tens of opinion pieces arguing this is the beginning of the end, and ...

Consider a home loan of Rs. 50 lakh with a 20-year tenure. Even a small 0.25% reduction in interest rates can reduce your EMI ...

Lenders tend to offer differing rates for home equity loans and HELOCs — and there are a few drivers behind that trend. . As inflation eases in 2025 and the Federal ...

The downgrade can only directly impact the third component – term premium, which measures the compensation investors demand ...

With rising credit demand, cleaner balance sheets, and renewed investor confidence, banks are positioned at the forefront of ...

RBI's repo rate cuts in 2025, totaling 50 basis points, have lowered home loan interest rates below 8%. This reduction, ...

Despite strong macro signals for a repo rate cut, banks face financial strain and tightening credit risk. A cautious approach ...

Policy easing, terming out, and changing repo circumstances are key themes in money markets in the US, eurozone and UK ...

Anticipation of aggressive rate cuts and relaxed FPI regulations spurred a bond market rally, driving the 10-year G-Sec yield ...

Paying off a home loan can be costly in the long run, especially due to the interest you pay over time. However, there are ...

State-owned lenders such as Bank of Baroda, Punjab National Bank (PNB), and Canara Bank have recently announced reductions in ...

Monetary policy has grown more effective. RBI’s rate-formula tweak for corporate lending may have made a difference.