Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

They wrote, "Car Salesman: *slaps roof of car* this baby here can fit so much AHH! YO DID YOU SEE THAT SPIDER HANGING OFF THE MIRROR?! I'M OUT YO, I QUIT." On July 9th, 2015, photographer Katarzyna ...