Upstart's AI models leverage 2,500+ variables, enabling automated, accurate, and scalable loan underwriting, reducing default risks for financial partners.

United Trust Bank (UTB) Bridging has appointed Gene Clohessy to the newly created role of director of underwriting. Clohessy has worked in banking and finance for nearly 20 years, holding several ...

DeFi offers an innovative alternative to the traditional mortgage system, challenging long-standing – yet largely inefficient – lending processes in developing countries.

FHFA Director Bill Pulte should direct the agency to examine credit scoring models based on cash flow as a complement to existing systems, writes Martin Kleinbard, of Granular Fintech. In 1995, the ...

The 21st Century Mortgage Act directs Fannie Mae and Freddie Mac to account for digital assets without requiring conversion to U.S. dollars.

Brookfield Asset Management Ltd. is getting into the Canadian mortgage business in a big way, teaming up with Birch Hill Equity Partners Management Inc. to buy a majority stake in First National ...

Four Senate Democrats and one Independent are pressing Federal Housing Finance Agency (FHFA) Director William J. Pulte to justify his recent directive calling for Fannie Mae and Freddie Mac to explore ...