Debt consolidation allows you to combine debt from several credit cards into one payment. There are several methods available. Here's what you need to know.

"Before considering any credit card consolidation method, you need to work on paying down your debt," says Jay Zigmont, Ph.D., CFP® professional and founder of Live, Learn, Plan, a registered ...

You will also need a good credit score to qualify ... your credit and raise your score that much faster. Consolidating credit card debt can temporarily lower your score, but a debt consolidation ...

When you consolidate high-interest debt with a personal loan that has a lower rate, you can save a considerable amount of ...

Learn four practical ways to tackle your credit card debt, including balance transfer cards, budgeting tips, and where to get ...

If you're stuck in a no-win situation with credit card debt you can't afford to pay off, a personal loan for debt consolidation might be your ticket out. Debt consolidation can also help people ...

The best method for paying down your credit card debt depends on your total debt, savings, financial habits and spending preferences. If you’re having trouble paying down your debt, don’t hesitate to ...

You also typically need good to excellent credit (a score ... to leverage an asset to secure a lower loan rate. Is Credit Card Debt Consolidation a Good Idea? If you are struggling to manage ...

If you’re seriously considering consolidating debt, it’s probably because your credit card balances are too high ... Or maybe you need to simplify your bill-pay system. For example, you ...

Debt consolidation can not only reduce the interest rates you’re paying but also reduce the number of payments you need to make each month. Key Takeaways Credit card consolidation allows you to ...