Our opinions are our own. The best student credit cards set you on a path to building strong credit — something that might not seem pressing while you're still in school but will matter a lot ...

I received a $50 Vanilla gift card (Visa) a while back, and I have tried using the card a few times recently and it keeps rejecting. I checked the balance, and it says $50 is available.

video recording and playback (including streaming), an MMC memory card slot, stereo FM radio, MP3 player, speakerphone, and infrared.

Key features include a qwerty text keyboard, MP3 and AAC music playback from MMC memory cards, FM stereo radio, a large color display, MMS, and Java downloadable games and applications.