Credit scores range from 300 to 850. Your score changes over time. It goes up when you make payments on time and keep your debt low. It can go down if you miss payments or owe a lot of money.

There are five factors that make up your credit score, and each one is weighted differently. Credit moves like paying your bills on time and fixing errors on your credit report can boost your ...

If you miss a payment, it will show up on your credit report, and multiple missed payments can make it impossible to achieve an excellent score. For this reason, you should always pay at least ...