Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

If paying cash or obtaining a land loan isn’t an option, you might be able to use a second mortgage to buy land.

One of the cheaper ways to borrow, however, remains via a home equity loan. Interest rates on the product have declined ...