New research points to the equal-installments strategy as the ideal for making the mandatory withdrawals. A lump-sum approach ...

The 'Rule of $1 More' explains how to plan for critical retirement thresholds. Because "you don't want to step off a cliff ...

I have $1 million in my IRA. Once I reach 73 years of age what are the withdrawal requirements? I retired five years ago with ...

If you're looking to optimize your retirement savings, pay close attention to Required Minimum Distributions. Ocasio-Cortez ...

A required minimum distribution (RMD) is the minimum amount of money you must withdraw from your retirement plans annually ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

Tax-deferred investment accounts such as traditional IRAs, 401(k) plans, and 403(b) plans are subject to required minimum ...

How do qualified longevity annuity contracts work? QLACs were born out of a rule change from the U.S. Treasury. In 2014, they issued regulations allowing specific types of deferre ...

Once you take your RMD out of your IRA, you can’t put it back again—the IRA designs these distributions to be taxed. Have a ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...