Unfortunately, damage caused by an earthquake is a common exclusion in homeowners, condo and renters insurance policies. If you want coverage for earthquake damage, you can purchase an earthquake ...

It also says, "Consider obtaining an earthquake insurance policy. A standard homeowner’s insurance policy does not cover earthquake damage." Prior to an earthquake, the agency recommends that ...

1 Do I need earthquake insurance? A standard homeowner's policy does not cover earthquake damage. Earthquake insurance is available as an endorsement or a stand-alone policy. Due to the ...

Damage from many calamities are covered by a standard policy, but a handful are not and require separate coverage for protection. For earthquakes, you must buy a separate policy from a private ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

Martin-McDonough: A common misconception is that homeowners insurance covers all natural disasters, including earthquakes. Standard homeowners insurance policies do not cover earthquake damage.