Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To ...

Forbes Advisor. He has covered financial topics for nearly half a decade at various publications, including Bloomberg, The ...

Debt consolidation may temporarily reduce your credit score, but it will rebound over time with on-time payments. Combining ...

You can also check out our list of best credit cards for alternative options. If you have credit card debt, you're not alone. On average, Americans carry $6,194 in credit card debt, according to ...