As insurance costs have increased, representatives from the N.C. Department of Insurance and statewide flood organizations ...

Just like homeowner’s insurance, however, a general renters insurance policy usually does not cover flood damage, so a separate flood insurance policy is also required if you want to protect ...

And standard homeowner policies don’t cover flood damage. By Ann Carrns With the Atlantic hurricane season about to start, this may be good time to consider buying flood insurance for your home ...

Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount allowed by the National Flood Insurance Program or the unpaid balance of the mortgage ...

As you shop for a flood insurance policy, understanding average costs, what factors affect those costs and how to better protect your home against natural disasters can help you save money.

Mendez Arnett is now on the market for a new flood insurance policy and wants other homeowners in Zone X to be informed. “Well, they’re going to have to [get insurance] if they want to stay he ...

Home and flood insurance are typically separate, and policies should be reviewed for exclusions. If you're a Florida homeowner, the time to review your insurance policy and prepare your home for ...

FEMA recommends that everyone, not just those in these hazard areas, purchase flood insurance. (Most homeowners’ and renters’ policies don’t cover flooding unless there is a separate rider.) ...

(Due to the pandemic, last year the National Flood Insurance Program (NFIP), which underwrites most residential flood insurance policies, had extended the time for current policyholders to renew ...