On October 12th, the NAIC Life Insurance and Annuity (A) Committee’s Indexed Universal Life (IUL) Illustration (A) Subgroup (IUL Subgroup) exposed for comment four options to amend Actuarial ...

Indexed universal life insurance is a lot like universal ... Make sure that the illustrations that are shown to you reflect a realistic rate of return. If they assume a 7% annual return, you ...

But is change needed to help indexed universal life insurance evolve into a more responsible life insurance product? Many insurance professionals say yes and point to illustrations, participation ...

“But indexed universal life would not be increasing in popularity ... insurance agents often use optimistic projections, or “illustrations,” to show the gains these policies can earn ...

Past Performance Isn’t Indicative of Future Results FIA illustrations—and indexed universal life illustrations, for that matter—use historical returns to project the future. According to the ...

which reported that the Indexed Universal Life (IUL) Illustration (A) Subgroup, as well as state regulators, have been reviewing illustrations and are questioning whether additional regulatory ...

If you're looking to combine life insurance protection with the potential for growth, an indexed universal life (IUL) insurance account could be an option. IUL insurance has several benefits ...

Indexed universal life (IUL) insurance ties cash value growth ... If you’re considering buying an IUL policy, check the policy illustration for the cash value projections and other numbers ...

Indexed universal life (IUL) insurance is a type of permanent life insurance that combines a death benefit with a cash value component, offering policyholders the opportunity to grow their savings ...

Indexed universal life (IUL) insurance policies typically pay interest based on the movement of underlying stock and bond indexes. Many, or all, of the products featured on this page are from our ...