First, although the average is nearly $245,000, the median 401 (k) balance among this age group is $87,571. I'll spare you ...

However, the retirees with the most flexibility also use taxable or non-retirement accounts. These accounts carry an array of labels: joint account, individual account, taxable account ...

Retirement planning is about more than saving money. It also requires a thoughtful approach to organizing your assets in a way that minimizes tax liabilities. And an important aspect of that process ...

Investment purchases in Roth IRA accounts are made with after-tax dollars, but qualified withdrawals are tax-free in retirement. Of non-retirement-related investments, government-backed securities ...

Self-directed IRAs and non-recourse loans open doors to real estate investing without the restrictions of traditional ...

Since his $1.5 million in non-retirement accounts is in company stock, though, he may want to consider putting that money into ETFs to provide more diversification and reduce the risk ...

Possible options include calculating your number, transferring the money in-kind to a non-retirement account, sending the funds to a local branch and more. Some brokerages may even allow you to ...