Thinking about canceling some credit cards? Learn how to do it smartly to protect your credit score and simplify your wallet.

I spend a lot on credit-card fees, and my favorite travel cards help me earn free flights and checked bags, plus have perks ...

There are five factors that make up your credit score, and each one is weighted differently. Credit moves like paying your bills on time and fixing errors on your credit report can boost your ...

length of credit history makes up 15%, credit mix 10%, and new credit 10%. However, you should know that lenders look at more than just your credit score. Lenders typically review your full credit ...

Personal and business credit cards can be useful financial tools individually and together. The main difference between a ...

The most important thing you can do after you realize you've missed a credit card payment is immediately pay the minimum ...

Americans tidied up their household balance sheets to start 2025, cleaning up some credit card and auto loan debt, new data showed Tuesday.

Late payments can tank your credit score and stay on your report for 7 years, but what if you could legally remove them? In ...

Depending on your payment behavior after you open up your new card, your credit score will either increase or decrease. If a cardholder continues to make their payments on time and in full and ...

Americans tidied up their household balance ... borrowers already had subprime credit scores, 2.4 million others had scores above 620 and saw average negative score changes north of 140 points ...

Missed or late payments can harm your score and stay on your report for up to six years. Using too much of your available credit can make you appear overextended to lenders. This is known as your ...