On March 14, 2025, in a case of first impression, the U.S. Court of Appeals for the Fourth Circuit addressed the nature of a furnisher’s duty ...

Sen. Ruben Gallego is calling on the Consumer Financial Protection Bureau to reverse its decision to abandon a proposed rule ...

Debts don't typically expire until they are paid in full or settled. Here's what you need to know about older debt.

The $389 billion data broker industry dodged regulation again. Here’s how it happened and what you can do to keep your info private.

The Consumer Financial Protection Bureau ended its plans last week to block data brokers from selling consumers’ personal ...

The only good news here is that under the Fair Credit Reporting Act, negative information is removed from your credit report once the car situation is resolved. In the meantime, getting a mortgage ...

In the United States, the Fair Credit Reporting Act (FCRA) underpins the use of AI and machine learning to enable real-time credit scoring and increased use of alternative data. The United Kingdom ...