Your tax refund isn't free money — it's your own cash returning to you. Learn how to leverage it for long-term financial security instead of short-term spending.

There are plenty of good reasons to love Roth IRAs for retirement savings. First, these accounts allow you to grow your money completely tax-free. This means that if you invest $100,000, and over time ...

A Roth IRA, under the right conditions, is the best retirement vehicle you can have. Just ask Peter Thiel. According to ...

A required minimum distribution (RMD) is the smallest amount of money that must be withdrawn from certain types of retirement ...

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

For many Americans, having a plan to leave money for their loved ones is a priority. According to a recent Empower survey, 40 ...

My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not ...

H ow much do you need to save for retirement? For most people, the initial answer is "As much as possible." While that ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

For a Roth conversion, he wants to move investments at a low that has the best chance for big appreciation. For a regular withdrawal, like for an RMD, he wants to use a short-term bond or other asset ...

You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

Let’s say your father has hit 75 and he’s still plugging away at his desk job. Having just $31,000 saved for retirement, it’s ...